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Key Person Insurance Still Under-used
Far too many Australian businesses remain unaware of the severe financial impact the loss of an owner, partner, majority shareholder or highly skilled employee can have on business financial viability.
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How to protect a partnership What do business owners in a partnership risk if they don't carry adequate risk protection cover for themselves and their fellow proprietors? The answer is quite simple.
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Owners Skating on Thin Ice without a Business Succession Plan
Australian business owners are acknowledged for their hard work and the immense contribution they make to the nation's economy. However, a Royal Melbourne Institute of Technology (RMIT) study in 2006 revealed that 83% of business owners do not have a formal business succession plan in place.

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Increased demand for succession planning
Demand for financial advice on succession planning and business protection solutions has had a marked increase in the last five years, with strong interest amongst non-financial services, according to Integrated Financial.
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Advice for Canada Adelaide based business protection specialist Peter Moyle is one of the key presenters at an international financial
planners' conference next week.
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Rocking the risk world
Peter Moyle has gone from all-rounder to fast bowler over his 40 year career writing insurance, restructuring his business into a highly successful financial protection specialist.

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Corporate grounding the ideal launch pad We illustrate to our clients the financial protection needs of their businesses, tailor individual business strategies for them and work with them to ensure their financial protection needs are always up-to-date.
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Protect yourself against staff losses
One of the most valuable assets of your business is often the one that produces
the most profit - your people.

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Beware be fair - or trouble looms
When planning for the distribution of an estate, parents may wish to leave the family business to one or more of their children.
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Cover worth having
Too few Australians have adequate insurance to protect their lifestyle, says financial planner Peter Moyle. Here's a list of tips Mr Moyle, managing director of Integrated Financial Planning, has developed to help people to stay in control of their finances:

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Importance of sickness insurance
You have probably considered the importance of insuring your income against accident and illness and, hopefully, have taken out income protection insurance.

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A succession plan is vital
In the event of a death, total and permanent disability or critical illness, a properly structured business succession funding agreement will ensure a smooth change.

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Insuring for death, and not just the workplace
You are probably aware of the importance of
having life insurance - coverage to handle the financial contingencies in the event of death.

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Financial protection of vital importance
Business owners frequently say "I've got enough income protection insurance" without really understanding the implications of such a statement.

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